Financing

Lester Martin Jewelers is proud to offer financing through the American Gem Society credit card* program provided by Wells Fargo Bank, N.A.

We aim to educate our clients throughout their visit in order to provide the best customer experience. At Lester Martin Jewelers we offer a better product assortment and quality of merchandise than the national chains. With the American Gem Society financing program, we can offer an alternative method of payment so you can leave with a quality piece of jewelry that will last them a lifetime. 

With a convenient in-store or online application process and fast credit decisions, you can apply and make purchases in the same day.

We are currently offering the following plans:

• No Interest if Paid in Full within 6 months
Interest will be charged to your account from the purchase date if the purchase balance is not paid in full within the promotional period.¹ No minimum purchase required.

• No Interest if Paid in Full within 12 months
Interest will be charged to your account from the purchase date if the purchase balance is not paid in full within the promotional period. ² Minimum purchase of $2,000 required.

• Reduced rate of 9.99% APR with regular payments ³

¹ The American Gem Society credit card is issued by Wells Fargo Bank, N.A. Special terms apply to qualifying purchases charged with approved credit. Minimum monthly payments are required during the promotional (special terms) period. Interest will be charged to your account from the purchase date at the APR for Purchases if the purchase balance is not paid in full within the promotional period. Paying only the minimum monthly payment will not pay off the purchase balance before the end of the promotional period. For new accounts, the APR for Purchases is 28.99%. If you are charged interest in any billing cycle, the minimum interest charge will be $1.00. This information is accurate as of 05/01/2018 and is subject to change. For current information, call us at 1-800-431-5921.

 ² The American Gem Society credit card is issued by Wells Fargo Bank, N.A. Special terms apply to qualifying purchases of $2,000 or more charged with approved credit. Minimum monthly payments are required during the promotional (special terms) period. Interest will be charged to your account from the purchase date at the APR for Purchases if the purchase balance is not paid in full within the promotional period. Paying only the minimum monthly payment will not pay off the purchase balance before the end of the promotional period. For new accounts, the APR for Purchases is 28.99%. If you are charged interest in any billing cycle, the minimum interest charge will be $1.00. This information is accurate as of 05/01/2018 and is subject to change. For current information, call us at 1-800-431-5921.

³ The American Gem Society credit card is issued by Wells Fargo Bank, N.A. Special terms apply to qualifying purchases charged with approved credit. The special terms APR will continue to apply until all qualifying purchases are paid in full. Regular monthly payments are required during the promotional (special terms) period. The APR for Purchases will apply to certain fees such as a late payment fee or if you use the card for other transactions.For new accounts, the APR for Purchases is 28.99%. If you are charged interest in any billing cycle, the minimum interest charge will be $1.00. This information is accurate as of 05/01/2018 and is subject to change. For current information, call us at 1-800-431-5921.

Already have an American Gem Society credit card*?  Pay your bill here.

*The American Gem Society Credit Card is issued with approved credit by Wells Fargo Bank, N.A. Ask for details.